Seeing as even the poll has her at insane difficulty, I am not going to put in a literal 10 hours of grinding just to beat her.
I'm sure I'll cheat engine this thing later along the road, until then expect an unsatisfactory review to come soon.
Made an account just to state this.
Flo is impossible to beat without starting fire.
Nowhere else to grind in levels.
Even if I do the cap is 25.
Looks like I'm stopping the game right here.